Today, most health Insurance policies do offer cashless hospitalization facility and route your policy through a Third Party Administrator (TPA). However you should be familiar with the terms Network Hospital and Non-network Hospital. Network hospital are those hospitals that your TPA has an agreement with, if you get admitted to a Network hospital you will be eligible for cashless hospitalization, subject to the other terms & conditions mentioned in your policy being fulfilled. In case you are admitted to a Non-network Hospital, you will have to settle the bills directly to the hospital and the seek reimbursement through your TPA.